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International students must attend an eligible US college or university. International students require a creditworthy cosigner who is a US citizen or permanent resident. International students do not need a Social Security number to apply. Loan eligibility varies by loan type you're applying for. We use 128-bit Secure Socket Layer (SSL) to encrypt, or scramble, your personal information being sent over the Internet. This technology is the highest standard available, and makes it virtually impossible for someone else to access your information. When a creditworthy adult cosigns a student loan, the student may receive a lower interest rate. Even a 0.25% reduction in the interest rate can save hundreds or thousands of dollars in interest over the life of the loan. Cosigning also helps the student establish credit, and on-time payments will improve the credit scores of both the student ...Discover it® Student Cash Back. Learn More. On Discover’s secure site. Rewards. 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